# Remittance Programs

Remittance programs need partner mapping, settlement logic, and compliance — not one-off pilots.

## Key Components
- Define routes, partners, FX/settlement logic, and reporting needs.
- Govern payouts and reconciliation across rails.
- Model custody, liquidity, and handoffs in one architecture.
- Embed screening, limits, and audit evidence in the workflow.

## Modernization Mandate
Teams moving cross-border volume with a mandate to modernize settlement.

## Orchestration and Automation
- Corridor-specific orchestration with governed controls.
- Settlement automation with compliance at each step.
- Cross-border liquidity with approval workflows.
- Integrate PSPs, banks, and custody without fragmentation.

## Transition to Production
Move from fragmented pilots to a production-ready architecture.